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Secured Loan

A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral — in the event that the borrower defaults, the creditor takes possession of the asset used as collateral and may sell it to satisfy the debt by regaining the amount originally lent to the borrower, for example, foreclosure of a home. From the creditor's perspective this is a category of debt in which a lender has been granted a portion of the bundle of rights to specified property. The opposite of secured debt/loan is unsecured debt, which is not connected to any specific piece of property and instead the creditor may satisfy the debt against the borrower rather than just the borrower's collateral.

There are two purposes for a loan secured by debt. In the first purpose, by extending the loan through securing the debt, the creditor is relieved of most of the financial risks involved because it allows the creditor to take the property in the event that the debt is not properly repaid. In exchange, this permits the second purpose where the debtors may receive loans on more favorable terms than that available for unsecured debt, or to be extended credit under circumstances when credit under terms of unsecured debt would not be extended at all. The creditor may offer a loan with attractive interest rates and repayment periods for the secured debt.

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• groupon deal of the day
  
  Find great deals and coupons for restaurants, spa services, recreation, and other fun things to do.
  Source : http://www.groupon.com/





• learn how groupon works
  
  Groupon features a daily deal on the best stuff to do, see, eat, and buy in Boston and a variety of other cities across the United States.
  Source : http://www.groupon.com/learn





• groupon wikipedia the free encyclopedia
  
  Groupon is a deal-of-the-day website that is localized to major markets in the United States and Canada. The idea for Groupon was created by now-CEO Andrew Mason.[2]
  Source : http://en.wikipedia.org/wiki/Groupon





• @groupon
  
  
  Source : http://www.twitter.com/groupon





• groupon crunchbase profile
  
  Groupon (www.groupon.com) features a daily deal on the best stuff to do, see, eat, and buy in cities across the
  Source : http://www.crunchbase.com/company/groupon

Or for further references, check out the following resources :

• groupon competitors clones and cousins are growing
  
  Tippr is leading a pack of deal sites racing to catch up with the established giants.
  Source : http://www.businessinsider.com/groupon-competitors-clones-and-cousins-are-growing-insanely-quickly-2010-7




• chicago daily deals from groupon youswoop and more $4
  
  ChicagoNow is Chicago's finest blog about all things Chicago. It is a blog by and for locals.
  Source : http://www.chicagonow.com/blogs/frugalista/2010/07/chicago-deals-of-the-day.html




• deals galore competitors abound a primer on grouponlike startups
  
  Lately, group-buying sites and other companies that use discount-deals as the core of their business have become a red-hot trend, with Groupon spreading through cities around the
  Source : http://techcrunch.com/2010/07/11/groupon-competitors-guide/




• learn how groupon works
  
  Groupon features a daily deal on the best stuff to do, see, eat, and buy in Seattle and a variety of other cities across the United States.
  Source : http://www.groupon.com/learn




• the point blog » groupon
  
  Since Groupon ’s launch, we’ve expanded to over 50 cities and 3 million subscribers, presenting us with an unprecedented opportunity to tap into even more collective power.
  Source : http://blog.thepoint.com/category/groupon/

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